LTC Exam Practice Questions and Answers 100% Pass

LTC Exam Practice Questions and Answers 100% Pass Which of the following most precisely defines the fundamentals of self-care and the basic tasks of everyday life? - Activities of Daily Living What is a primary goal of long-term care? - to maintain functionality On what basis are benefits payable under a long-term care insurance policy typically triggered? - c. the inability to perform defined ADLs That's correct! Benefits payable under a long-term care policy are typically based on (or "triggered" by) the inability to perform a certain number of activities of daily living (ADLs) as specified in the policy. Another common benefit trigger is cognitive impairment. Long-term care occurs only in nursing facilities. - b. False That's correct! Long-term care can occur in a variety of places, including in an individual's home, at community sites and centers, and in care facilities. 2100% Pass Guarantee Sophia Bennett, All Rights Reserved © 2025 Which of the following is not an example of home or community-based long-term care? - b. CCRCs That's correct! Continuing care retirement communities, or CCRCs, are large, campus- like facilities that house residents and provide a complete range of long-term care. Which level of care has as its chief characteristic assistance with ADLs? - a. custodial That's correct! Custodial care, the primary characteristic of which is to provide assistance with the activities of daily living, helps meet personal rather than medical needs. All of the following are examples of formal caregiving EXCEPT: - d. daily transportation to a senior center provided by a neighbor That's correct! Formal caregiving is paid or volunteer care provided through a service system. Informal care is delivered by family or friends. A long-term care ombudsman represents people in a given geographical area who live in assisted living residences or skilled nursing facilities. - a. True That's correct! A long-term care ombudsman, as a local representative for those in assisted living facilities or SNFs, can be a valuable source of information about various local facilities for those seeking housing for the elderly. 3100% Pass Guarantee Sophia Bennett, All Rights Reserved © 2025 All of the following are services commonly offered by assisted living residences EXCEPT: - d. continuous post-operative monitoring That's correct! Assisted living residences generally provide most personal and health care services except for skilled nursing care, such as continuous post-operative monitoring, which can only be offered by a skilled nursing facility. With regard to Medicare and long-term care, which of the following statements is true? - c. Medicare covers care in a skilled nursing facility for a limited time, but only if the care follows an admitted hospital stay and is ordered by a physician. That's correct! Medicare covers care in a skilled nursing facility if it is preceded by a hospital stay of at least three days and if the care is ordered