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Medicare Questions and Answers | Latest Version | 2024/2025 | Correct & Verified

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Medicare Questions and Answers | Latest Version | 2024/2025 | Correct & Verified What is Medicare? Medicare is a federal health insurance program primarily for people age 65 or older, but also for some younger people with disabilities. It helps cover hospital stays, medical services, and prescription drugs. What does Medicare Part A cover? Medicare Part A covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health services. It does not cover long-term care. What is Medicare Part B? Medicare Part B covers outpatient services, including doctor visits, lab tests, outpatient surgery, and preventive services like flu shots. It requires a monthly premium. What is Medicare Part D? 2 Medicare Part D provides prescription drug coverage. It helps cover the cost of medications through private insurance plans approved by Medicare. What is the difference between Medicare Part A and Part B? Part A covers hospital stays and inpatient care, while Part B covers outpatient care and doctor services. Together, they make up Original Medicare. What is Medicare Advantage (Part C)? Medicare Advantage is an alternative to Original Medicare (Part A and Part B). It is offered by private companies and often includes additional benefits like dental, vision, and wellness programs. How can I enroll in Medicare? You can enroll online through the Social Security website, by phone, or in person at your local Social Security office. Automatic enrollment may occur if you are already receiving Social Security benefits. What is the Medicare Initial Enrollment Period? 3 The Initial Enrollment Period starts three months before you turn 65 and ends three months after your birthday. It is the best time to enroll to avoid penalties. What happens if I miss the Initial Enrollment Period? If you miss your Initial Enrollment Period, you can enroll during the General Enrollment Period from January 1 to March 31. You may have to pay a late enrollment penalty. What are Medicare Savings Programs?

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Medicare Questions and Answers |
Latest Version | 2024/2025 | Correct &
Verified
What is Medicare?


✔✔Medicare is a federal health insurance program primarily for people age 65 or older, but also

for some younger people with disabilities.

It helps cover hospital stays, medical services, and prescription drugs.




What does Medicare Part A cover?


✔✔Medicare Part A covers inpatient hospital stays, skilled nursing facility care, hospice care,

and some home health services.

It does not cover long-term care.




What is Medicare Part B?


✔✔Medicare Part B covers outpatient services, including doctor visits, lab tests, outpatient

surgery, and preventive services like flu shots.

It requires a monthly premium.




What is Medicare Part D?
1

, ✔✔Medicare Part D provides prescription drug coverage.


It helps cover the cost of medications through private insurance plans approved by Medicare.




What is the difference between Medicare Part A and Part B?


✔✔Part A covers hospital stays and inpatient care, while Part B covers outpatient care and

doctor services.

Together, they make up Original Medicare.




What is Medicare Advantage (Part C)?


✔✔Medicare Advantage is an alternative to Original Medicare (Part A and Part B).


It is offered by private companies and often includes additional benefits like dental, vision, and

wellness programs.




How can I enroll in Medicare?


✔✔You can enroll online through the Social Security website, by phone, or in person at your

local Social Security office.

Automatic enrollment may occur if you are already receiving Social Security benefits.




What is the Medicare Initial Enrollment Period?
2

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