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NSG 6020 Wk 8 | 100% Correct Answers | Verified | Latest 2024 Version

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A 14-year-old junior high school student is brought in by his mother and father because he seems to be developing breasts. The mother is upset because she read on the Internet that smoking marijuana leads to breast enlargement in males. The young man adamantly denies using any tobacco, alcohol, or drugs. He has recently noticed changes in his penis, testicles, and pubic hair pattern. Otherwise, his past medical history is unremarkable. His parents are both in good health. He has two older brothers who never had this problem. On examination you see a mildly overweight teenager with enlarged breast tissue that is slightly tender on both sides. Otherwise his examination is normal. He is agreeable to taking a drug test. What is the most likely cause of his gynecomastia? - - Imbalance of hormones of puberty A 30-year-old man notices a firm, 2-cm mass under his areola. He has no other symptoms and no diagnosis of breast cancer in his first-degree relatives. What is the most likely diagnosis? - - Breast tissue - Approximately one third of adult men will have palpable breast tissue under the areola. While males can have breast cancer, this is much less common. There are no lymph nodes in this area A 28-year-old musician comes to your clinic, complaining of a "spot" on his penis. He states his partner noticed it 2 days ago and it hasn't gone away. He says it doesn't hurt. He has had no burning with urination and no pain during intercourse. He has had several partners in the last year and uses condoms occasionally. His past medical history consists of nongonococcal urethritis from Chlamydia and prostatitis. His vital signs are unremarkable. On visualization of his penis there is a 6-mm red, oval ulcer with an indurated base just proximal to the corona. On palpation the ulcer is nontender. In the inguinal region there is nontender lymphadenopathy. What disorder of the penis is most likely the diagnosis? - - Syphilitic chancre A 20-year-old part-time college student comes to your clinic, complaining of growths on his penile shaft. They have been there for about 6 weeks and haven't gone away. In fact, he thinks there may be more now. He denies any pain with intercourse or urination. He has had three former partners and has been with his current girlfriend for 6 months. He says that because she is on the pill they don't use condoms. He denies any fever, weight loss, or night sweats. He is engaged to be married and has no children. On visualization of his penis you see several moist papules along all sides of his penile shaft and even two on the corona. He has been circumcised. On palpation of his inguinal region there is no inguinal lymphadenopathy. Which abnormality of the penis does this patient most likely have? - - Condylomata acuminate A 29-year-old married computer programmer comes to your clinic, complaining of "something strange" going on in his scrotum. Last month while he was doing his testicular self-examination he felt a lump in his left testis. He waited a month and felt the area again, but the lump was still there. He has had some aching in his left testis but denies any pain with urination or sexual intercourse. He denies any fever, malaise, or night sweats. His past medical history consists of groin surgery when he was a baby and a tonsillectomy as a teenager. His parents are both healthy. On visualization the penis is circumcised with no lesions; there is a scar in his right inguinal region. There is no lymphadenopathy. Palpation of his scrotum is unremarkable on the right but indicates a large mass on the left. Placing a finger through the inguinal ring on the right, you have the patient bear down. Nothing is felt. You attempt to place -

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AINS Practice Exam Review | 91 Question with 100 %
correct answers | Verified& Updated 2024 Graded A+

One distinguishing feature between independent agency systems and other marketing systems is
the... - ✔✔agency expiration list




Foreign Insurer - ✔✔An insurer licensed to operate in a state but incorporated in another state




Domestic Insurer - ✔✔An insurer doing business in the jurisdiction in which it was incorporated




Alien Insurer - ✔✔An insurer domiciled in a country other than the US




Direct Response Marketing System - ✔✔Greatly reduces compensation costs but has higher
advertising costs



Agency Expiration List - ✔✔An agency's most valuable asset (does not belong to insurer)




Important consideration when selecting distribution channels - ✔✔Does the channel capitalize
on its core capabilities?



Knowledge acquired by the agent is presumed to be.. - ✔✔knowledge acquired by the insurer

, Premium collection method used for personal insurance and small commercial accounts -
✔✔Direct Bill




What specifies scope of authority of an agent? - ✔✔Agency contract




Agency Bill - ✔✔Payment procedure in which a producer sends premium bills to the insured,
collects the premium, and sends the premium to the insurer, less any commission



Item Basis - ✔✔Premium (less commission) is forwarded to the insurer when the producer
collects it or when it comes due. Least complex method



Statement Basis - ✔✔Insurer sends statement to the producer showing the premiums due.
Producer is obligated to pay the premiums as due.



Account Current Basis - ✔✔Producer periodically prepares a statement showing the premiums
due to the insurer, after deducting appropriate commissions, and transmits the amount to the
insurer. The agency contract will indicate how often the producer must submit the account
current statement (usually monthly). Producer must pay when premium is due, even if
policyholder hasn't paid.



Purposes of underwriting - ✔✔Develop and maintain a book of business, guard against adverse
selection, ensure adequate policyholder's surplus and enforce underwriting guidelines
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