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NSG 533 Exam 1 Practice Questions with 100% Correct Answers | Latest Version 2024 | Verified

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If the capillary plasma hydrostatic pressure increases, what happens to the movement of fluid out of the capillary? a. increases b. decreases - increases Why would an intravenous infusion of albumin help resolve the edema related to liver failure? a. It would increase the plasma oncotic pressure b. It would increase in tissue oncotic pressure c. It would increase the plasma hydrostatic pressure d. It would increase the tissue hydrostatic pressure - It would increase the plasma oncotic pressure Which of the following is the best explanation for the development of non-pitting edema? a. an increase in capillary permeability b. an increase in plasma oncotic pressure c. sodium and water retention d. an increase in tissue hydrostatic pressure - an increase in capillary permeability If the lymphatic channels are obstructed, which of the following pressures would increase initially? a. plasma oncotic pressure b. tissue oncotic pressure c. plasma hydrostatic pressure d. none of the above - tissue oncotic pressure A patient has a kidney disease, which results in a loss of protein in the urine. This disease is characterized by edema, which results from which of the following? a. increased plasma hydrostatic pressure b. increased tissue oncotic pressure c. decreased plasma oncotic pressure d. decreased tissue hydrostatic pressure - decreased plasma oncotic pressure Your patient has an obstruction of the lymphatic duct, which returns lymph fluid from the legs. This will result in which of the following? a. localized, non-pitting edema b. generalized, non-pitting edema c. localized, pitting edema d. generalized, pitting edema - localized, non-pitting edema Your grandmother wears garters (circular bands of elastic) below her knees to keep her stockings from falling down. At the end of the day, her lower legs and feet are swollen. This is due to: a. increased plasma hydrostatic pressure. b. increased plasma oncotic pressure. c. decreased plasma oncotic pressure. d. decreased plasma hydrostatic pressure. - increased plasma hydrostatic pressure In which of the following types of fluid volume deficit does water volume remain normal? a. isotonic FVD b. hypotonic FVD c. hypertonic FVD d. none of the above - none of the above The phenomenon of third space fluid shifting involves which of the following? a. iso-osmolar fluid shifts into body cavities or potential spaces b. the three types of fluid volume deficits c. hypo-osmolar fluid shifts into the extracellular fluid d. iatrogenic fluid shifts into the lymphatic system - iso-osmolar fluid shifts into body cavities or potential spaces Which of the following is a potential outcome of isotonic fluid excess? a. cell swelling b. cerebral edema c. water intoxication d. heart failure - heart failure Third-space fluid accumulation may occur in which of the following? a. peritoneal space b. pleural space c. interstitial space d. all of the above - all of the above A patient with hypotonic fluid volume excess would be expected to show which of the following? a. hyponatremia b. confusion c. headache d. all of the above - all of the above What is the major intracellular (ICF) cation? a. potassium b. sodium c. calcium d. magnesium - potassium What is the major intracellular (ICF) anion? a. bicarbonate b. chloride c. phosphate d. protein - phosphate What is the major extracellular (ECF) cation? a. potassium b. sodium c. calcium d. magnesium - sodium What is the major extracellular (ECF) anion? a. bicarbonate b. chloride c. phosphate d. protein - chloride Primary Adrenocorticotropic Hormone (ACTH) stimulation will result in which of the following? a. sodium reabsorption b. sodium excretion c. potassium reabsorption d. decreased aldosterone release - sodium reabsorption A patient with hypernatremia would be expected to show which of the following? a. sodium 135 mEq/L b. moist mucous membranes c. thirst d. hypoactive deep tendon reflexes (DTRs) - thirst When ECF sodium is decreased, the adrenal glands send aldosterone to the kidneys to: a. increase sodium reabsorption b. decrease sodium reabsorption c. increase water reabsorption d. decrease water reabsorption - increase sodium reabsorption Which of the following is not associated with hypokalemia? a. muscle cramps b. U waves on ECG c. paresthesias d. hyperreflexia - hyperreflexia Metabolic acidosis results in which of the following electrolyte shifts? a. Hydrogen ions are excreted with potassium and sodium b. Hydrogen ions enter the ECF and potassium moves to ICF c. Hydrogen ions enter the ICF and potassium moves to ECF d. Bicarbonate enters the ICF and potassium moves to ECF - Hydrogen ions enter the ICF and

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AINS 101 | 112 Question with 100 % correct answers |
Verified Latest 2024 Graded A+

Bill is an insurance producer for and employed by ABC Insurance Company (ABC). He
represents only ABC when marketing insurance products, and uses an administrative staff also
employed by ABC. Bill is a producer in the - ✔✔Direct writer marketing system



Because the insurance company usually determines policy wording and the insured has little
choice but to "take it or leave it," an insurance contract is a - ✔✔Contract of adhesion



Which one of the following best explains why producers should be alert to changes in clients'
loss exposures? - ✔✔Implemented risk management techniques may prove to be ineffective or
become obsolete



At Greenfield Insurance Company, Bernadette and Rachel are corporate underwriters, and
Tomas and Jose are field underwriters. All of the following are underwriting activities typically
performed by corporate (or staff) underwriters like Bernadette and Rachel, EXCEPT: -
✔✔Support producers and insureds



Joel is the underwriter for Stanton Industries. He received a notice from the premium auditor on
the account. After a recent visit to the insured's location, the auditor wanted to make Joel aware
of a decline in the business and some questionable business practices. Which one of the
following types of hazards is the auditor identifying? - ✔✔Moral hazards




Moral hazards - ✔✔include questionable business practices or a failing business.

,James West is a claims rep with Hatters Insurance. As he learns how to handle a claim from start
to finish, which one of the following best describes the correct order for him to follow during this
process? - ✔✔Identifying the policy, calculating a loss reserve, determining the cause of loss,
preparing a loss statement



Margaret was severely injured and scarred due to a recent accident. Which one of the following
is an example of general damages Margaret received? - ✔✔Compensation for disfigurement



Donna is an insurance producer. She makes an appointment with potential policyholder Sandie to
review her loss exposures. She asks Sandie to complete a questionnaire to assist her in this effort.
Donna is conducting a - ✔✔Risk management review



Rachel is a new employee of Westley Insurance, and has been asked to review some existing
policies to become familiar with the types of policies she will be working with. Which one of the
following will Rachel find is true as she conducts her review? - ✔✔Rachel finds the policy
begins with a coverage overview and then goes into more coverage details.



Sports, Inc. is looking to obtain a commercial property policy on its building for $400,000. If
their insurer decides to charge them a rate of $0.50 per $100 of building insurance, what
premium must Sports, Inc. pay? - ✔✔$2,000




Destructive competition in the insurance industry could result in - ✔✔Insurance shortages



The financial report for Hometown Insurer contains the following information:

, Earned premiums$4,000,000Written premiums$5,000,000Net investment
income$1,000,000Incurred losses$3,000,000Incurred underwriting expenses$2,000,000

What is Hometown Insurer's loss ratio? - ✔✔75%




Loss Ratio - ✔✔incurred losses divided by its earned premiums



Jessie is a new customer service representative (CSR) at the Winfield Agency. Jessie usually
engages in all the following activities, EXCEPT: - ✔✔Determining coverage quotes



Riley Turner is performing a comprehensive evaluation of Hardwick Enterprises to make sure its
insurance and risk management efforts are serving the organization appropriately. Which one of
the following will be true in regard to this effort? - ✔✔Besides risk management goals being
attainable, they should also pose a challenge.



Rachel is considering investing in the stock of an insurance company. Which one of the
following is likely to provide the best indication of the insurer's financial position at this point in
time? - ✔✔Balance sheet




Balance Sheet - ✔✔provides the best indication of its financial position because it shows
admitted assets, liabilities, and policyholders' surplus at a particular point in time.



Which one of the following is the amount of business an insurer can write based on regulatory
guidelines, usually a comparsion of the insurer's written premiums to the policyholders' surplus?
- ✔✔Capacity
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