Connecticut All-Lines Except Workers Comp Adjuster Licensing Course Questions Answered Correctly – Expert Verified | Latest Version 2024/2025

Which of the following businesses would be eligible for a business owners policy? I. Doughnut shop. II. Wholesale florist. III. Barber shop. IV. Taxidermist. - ALL Each of the following people would be an insured for auto medical payments coverage under Bob Miller's business auto policy, EXCEPT a. Bob Miller (the named insured), struck by an auto while walking across the street. The auto was not a covered auto. b. Mel Carpenter, Bob's neighbor, occupying a covered auto. c. Frank Thomas, Bob's 17-year-old son, occupying an auto that is not a covered auto. Frank lives with his mother, who is divorced from Bob. d. Mary Thomas, Bob's ex-wife, occupying a covered auto. - C; Frank Thomas, Bob's 17-year-old son, occupying an auto that is not a covered auto. Frank lives with his mother, who is divorced from Bob. The named insured is an auto dealer with a single insured location. Physical damage coverage under the insured's garage policy is written on a reporting basis. On the date of the insured's last report, the value of covered autos at the insured's location was $400,000; the insured's report on that date showed values of $300,000. A covered loss occurs, with damage totaling $80,000. How much of this loss will the garage insurer pay? a. $80,000 b. $60,000 c. $40,000 d. $0 - B; $60,000