CIPP/US VOCABULARY EXAM QUESTIONS AND ANSWERS

CIPP/US VOCABULARY EXAM QUESTIONS AND ANSWERS Negligence - Answer-When a person's actions are unreasonably unsafe. A defendant may be liable for damages under this type of tort if it breaches a legal duty to protect personal information and an individual is harmed by that breach. Non-public personal information - Answer-Defined by GLBA as personally identifiable financial information provided by a consumer to a financial institution, resulting from a transaction or service performed for the consumer, or otherwise obtained by the financial institution. Excluded from the definition are publicly available information and any consumer list that is derived without using personally identifiable financial information. Organization for Economic Cooperation and Development (OECD) - Answer-An international organization that promotes policies designed to achieve the highest sustainable economic growth, employment and a rising standard of living in both member and non-member countries, while contributing to the world economy. Two key publications: Guidelines Governing the Protection of Privacy and Transborder Data Flows of Personal Data (1980); Recommendations on Cross-border Co-operation in the Enforcement of Laws Protecting Privacy (2007). OECD guidelines - Answer-An example of a fair information practice. Includes the following principles: collection limitation, data quality, purpose specification, use limitation, security safeguards, openness, individual participation, and accountability. Online behavioral advertising - Answer-Websites or online advertising services that engage in the tracking or analysis of search terms, browser or user profiles, preferences, demographics, online activity, offline activity, or location data, and offer advertising based on that tracking. Opt-in - Answer-One of two central concepts of choice. It means an individual makes an active affirmative indication of choice. For example, checking a box signaling a desire to share their information with third parties.