WASHINGTON STATE PROPERTY AND CASUALTY INSURANCE EXAM 2024 WITH 400 REAL EXAM QUESTIONS AND CORRECT ANSWERS GRADED A/ REAL WA STATE PROPERTY AND CASUALTY INSURANCE EXAM 2024 (BRAND NEW!!)

WASHINGTON STATE PROPERTY AND CASUALTY INSURANCE EXAM 2024 WITH 400 REAL EXAM QUESTIONS AND CORRECT ANSWERS GRADED A/ REAL WA STATE PROPERTY AND CASUALTY INSURANCE EXAM 2024 (BRAND NEW!!) The insured has a commercial auto policy with a drive other car broadened coverage liability for n amed individuals (DOC) endorsement. In which of the following would the named individual be covered? 1. racing company car 2. driving neighbor?s auto 3. any vehicle owned by insured 4. family member driving company vehicle - ANSWER -driving the neighbors auto Which of the following created The National Flood Insurance Program? 1. an association of mortgage banks 2. the United States Congress 3. governors of flood prone states 4. a consortium of insurance companies - ANSWER -the United States Congress What is the purpose of the causes of loss form that lists specific exclusions? 1. to inform the insurer what the loss is in a claim 2. to state which properties are covered in a loss 3. to state which perils are insured against 4. to inform the insured whether the loss in a claim is covered - ANSWER -to state which perils are insured against Which of the following are defined as a part of the policy and can void the policy if they are breached, whether the breach was intentional or unintentional? 1. material facts 2. representations 3. waivers 4. warranties - ANSWER -warranties Which situation is an example of vicarious liability? 1. The insured injures a friend in hunting accident. 2. The insured?s employee causes an injury while on the job. 3. The insured damages a neighbor's building while trying to enter. 4. The insured loans a defective ladder to neighbor that results in an in jury. - ANSWER -The insured's employee causes an injury while on the job An insureds place of business is broken in to and merchandise unlawfully taken during the night, the insured is the victim of which type of crime? 1. robbery 2. burglary 3. breakin g and entering 4. safe cracking - ANSWER -burglary Which of the following does HO -6 provide? 1. coverage for tenant living in a condominium 2. coverage for personal property of a condominium owner 3. broad dwelling coverage for a condominium owner 4. coverage for the rehabilitation of a condominium structure - ANSWER -coverage for personal property of a condominium owner Employees are barred from suing employers in court to obtain compensation for injuries covered by workers? compensation because of which of the following doctrines? 1. employer liability 2. exclusive remedy 3. workman liability 4. no fault insurance - ANSWER -exclusive remedy The Causes of Loss form for farm property lists which of the following? 1. the type of property insured 2. the amount of insurance provided 3. perils property is insured against 4.