Louisiana notary exam vocabulary
2021_2024 Questions & Answers 100%
Correct
abstract - ANSWER_An abstract is a history of the title to property as revealed by
the public records
Acceleration Clause (in a mortgage) - ANSWER_Clause used in an installment note
and mortgage which gives the lender the right to demand payment in full upon the
happening of a certain event, such as failure to pay an installment by a certain date,
change of ownership without the leaders consent, destruction of the property, or
other event which endangers the security of the loan.
accession - ANSWER_Acquiring title to additions or improvements to real property
as a result of the annexation of fixtures or the accretion of alluvial deposits along the
banks of streams.
Accessory Contract - ANSWER_A contract is accessory when it is made to provide
security for the performance of an obligation. Suretyship, mortgage, pledge, and
other types of security agreements are examples.
accretion 1. - ANSWER_Additions or improvements to property as a result of natural
growth, labor, the annexation of fixtures or the accretion of alluvial deposits along the
banks of streams.
accretion 2. - ANSWER_I'm succession law, the increase in property to an heir or
legatee resulting from the failure of another heir or legatee to take the property either
by death of the heir or legatee, renunciation, failure of the legacy, or the head being
ineligible to inherit.
Accretion 3. - ANSWER_In trust law, an increase in a beneficiary's interest in the
trust income or principle (or both) that occurs because of the inability of another
beneficiary to receive his interest, usually occurring as a result of another
beneficiary's death or refusal of an interest.
acknowledged act - ANSWER_Any act or instrument in writing signed by the parties
in the presence of two witnesses and then taken by the party(ies) or the witness(es)
before a notary and two witnesses; the original act was signed out of the presence of
the notary.
acknowledgement - ANSWER_A formal declaration by a party before a notary public
in the presence of two witnesses by the person who signs an instrument to the effect
that it is his own free and voluntary act done for the purpose therein expressed. As
stated in civil code article 1836, an act under private signature is regarded prima
facie as the true and genuine act of a party executing it when his signature has been
acknowledged, and the act shall be admitted in evidence without proof. An act under
private signature may be acknowledged by a party to that act by recognizing the
,signature as his own before a court, or before a notary public, or other officer
authorized to perform that function, in the presence of two witnesses. An act under
private signature may be acknowledged not only by the party who executed it, but
also by a witness in whose presence it was executed.
acknowledgement of paternity - ANSWER_A formal written declaration whereby a
person establishes himself as the natural Father of a child .
acquets and gains - ANSWER_A civilian concept referring to the matrimonial regime
of community property; acquets means all things acquired, gains is the increase in
the value of property through the skill or labor of a person , particularly a spouse See
C.C. art. 2338
acquisitive prescription - ANSWER_A mode of acquiring ownership of other real
rights by uninterrupted possession for a period of time.
acquittance - ANSWER_A release, usually in writing, from an obligation.
Act under private signature - ANSWER_Any act or instrument, in writing, signed by a
person or persons not in the presence of a notary that may or may not be witnessed
administrator - ANSWER_A person appointed by the court as the succession
representative to manage the assets and liabilities of an intestate decedent.
affidavit - ANSWER_A deceleration or statement of facts personally known to the
adiantum reduced in writing and sworn to by the affiant before a notary.
Affidavits of distinction - ANSWER_An affidavit executed before a notary by a person
providing identifying information to distinguish said person from a judgement debtor
with a same or similar name and then recorded in the mortgage records of the parish
where the judgement is recorded. This affidavit is executed if the judgement creditor
cannot be located or does not comply withe R.S. 9:5501.
agreement - ANSWER_A contract
Agreement to sell or buy - ANSWER_Binding contract to buy and sell in future.
Aleatory Contract - ANSWER_An agreement in which the effects thereof depend on
an uncertain event.
alienate - ANSWER_To transfer property or a right to the ownership of another,
especially by an act of the owner rather than by inheritance.
Alluvion - ANSWER_An increase to the land caused by the buildup of deposits from
running water.
antichresis - ANSWER_A civilian contract no longer authorized or used in Louisiana.
Traditionally, it was the pledge of immovable property wherein a debt or obligation
was secured through the right to retain the civil and/or natural fruits of the property
, appearance clause - ANSWER_Clause giving full status of a natural or juridical
person (e.g., corporation or partnership) in any legal instrument.
Appearer - ANSWER_A person who goes before an official authorized to administer
oaths, take acknowledgments, or make authentic acts, and who makes a
declaration, executes or acknowledges an instrument of writing.
appraisal - ANSWER_The process of valuing property; a valuation of property by two
or more appraisers who are appointed and authorized by a court to place a value on
designated property as a part of a court proceeding.
appurtenances - ANSWER_A right, privilege, or property that is considered incident
to the principal property for purposes such as passage of title, conveyance or
inheritance; a thing that is necessarily connected with the use and enjoyment of
another thing. State Farm Fire & Cas Co v. Pfiffer, 399 So.2d 1250 (la.App. 1st Cir.
1981)
ascendant - ANSWER_One who precedes in lineage (parent, grandparent); an
ancestor.
assignment - ANSWER_The transfer of a claim, right, interest, or property from one
to another; the instrument by which this transfer is effected.
Assumption deed - ANSWER_An act of sale in which the buyer agrees to assume
payment of the seller's mortgage.
attest - ANSWER_to witness something
Authentic act - ANSWER_A writing executed before a notary public or other officer
authorized to perform that function, in the presence of two witnesses, and signed by
each party who executed it, by each witness, and by each notary public before whom
it was executed.
Base Line - ANSWER_East-West reference line
bequest - ANSWER_A disposition of property made by a testator.
Bill of Sale - ANSWER_Instrument translative of title of movable property.
Bond - ANSWER_A guarantee of indemnity by any person, usually an insurance
company; or giving security for another.
bond, personal surety - ANSWER_A surety bond provided by an individual,
personally, on behalf of a notary. The bond must be recorded in the mortgage
records in the parish in which the notary is seeking or holds a commission.
A notary who is bonded with a personal surety only needs to provide a new bond if
the surety dies, if the surety is no longer solvent of $10,000, or if the surety
withdraws his suretyship.
2021_2024 Questions & Answers 100%
Correct
abstract - ANSWER_An abstract is a history of the title to property as revealed by
the public records
Acceleration Clause (in a mortgage) - ANSWER_Clause used in an installment note
and mortgage which gives the lender the right to demand payment in full upon the
happening of a certain event, such as failure to pay an installment by a certain date,
change of ownership without the leaders consent, destruction of the property, or
other event which endangers the security of the loan.
accession - ANSWER_Acquiring title to additions or improvements to real property
as a result of the annexation of fixtures or the accretion of alluvial deposits along the
banks of streams.
Accessory Contract - ANSWER_A contract is accessory when it is made to provide
security for the performance of an obligation. Suretyship, mortgage, pledge, and
other types of security agreements are examples.
accretion 1. - ANSWER_Additions or improvements to property as a result of natural
growth, labor, the annexation of fixtures or the accretion of alluvial deposits along the
banks of streams.
accretion 2. - ANSWER_I'm succession law, the increase in property to an heir or
legatee resulting from the failure of another heir or legatee to take the property either
by death of the heir or legatee, renunciation, failure of the legacy, or the head being
ineligible to inherit.
Accretion 3. - ANSWER_In trust law, an increase in a beneficiary's interest in the
trust income or principle (or both) that occurs because of the inability of another
beneficiary to receive his interest, usually occurring as a result of another
beneficiary's death or refusal of an interest.
acknowledged act - ANSWER_Any act or instrument in writing signed by the parties
in the presence of two witnesses and then taken by the party(ies) or the witness(es)
before a notary and two witnesses; the original act was signed out of the presence of
the notary.
acknowledgement - ANSWER_A formal declaration by a party before a notary public
in the presence of two witnesses by the person who signs an instrument to the effect
that it is his own free and voluntary act done for the purpose therein expressed. As
stated in civil code article 1836, an act under private signature is regarded prima
facie as the true and genuine act of a party executing it when his signature has been
acknowledged, and the act shall be admitted in evidence without proof. An act under
private signature may be acknowledged by a party to that act by recognizing the
,signature as his own before a court, or before a notary public, or other officer
authorized to perform that function, in the presence of two witnesses. An act under
private signature may be acknowledged not only by the party who executed it, but
also by a witness in whose presence it was executed.
acknowledgement of paternity - ANSWER_A formal written declaration whereby a
person establishes himself as the natural Father of a child .
acquets and gains - ANSWER_A civilian concept referring to the matrimonial regime
of community property; acquets means all things acquired, gains is the increase in
the value of property through the skill or labor of a person , particularly a spouse See
C.C. art. 2338
acquisitive prescription - ANSWER_A mode of acquiring ownership of other real
rights by uninterrupted possession for a period of time.
acquittance - ANSWER_A release, usually in writing, from an obligation.
Act under private signature - ANSWER_Any act or instrument, in writing, signed by a
person or persons not in the presence of a notary that may or may not be witnessed
administrator - ANSWER_A person appointed by the court as the succession
representative to manage the assets and liabilities of an intestate decedent.
affidavit - ANSWER_A deceleration or statement of facts personally known to the
adiantum reduced in writing and sworn to by the affiant before a notary.
Affidavits of distinction - ANSWER_An affidavit executed before a notary by a person
providing identifying information to distinguish said person from a judgement debtor
with a same or similar name and then recorded in the mortgage records of the parish
where the judgement is recorded. This affidavit is executed if the judgement creditor
cannot be located or does not comply withe R.S. 9:5501.
agreement - ANSWER_A contract
Agreement to sell or buy - ANSWER_Binding contract to buy and sell in future.
Aleatory Contract - ANSWER_An agreement in which the effects thereof depend on
an uncertain event.
alienate - ANSWER_To transfer property or a right to the ownership of another,
especially by an act of the owner rather than by inheritance.
Alluvion - ANSWER_An increase to the land caused by the buildup of deposits from
running water.
antichresis - ANSWER_A civilian contract no longer authorized or used in Louisiana.
Traditionally, it was the pledge of immovable property wherein a debt or obligation
was secured through the right to retain the civil and/or natural fruits of the property
, appearance clause - ANSWER_Clause giving full status of a natural or juridical
person (e.g., corporation or partnership) in any legal instrument.
Appearer - ANSWER_A person who goes before an official authorized to administer
oaths, take acknowledgments, or make authentic acts, and who makes a
declaration, executes or acknowledges an instrument of writing.
appraisal - ANSWER_The process of valuing property; a valuation of property by two
or more appraisers who are appointed and authorized by a court to place a value on
designated property as a part of a court proceeding.
appurtenances - ANSWER_A right, privilege, or property that is considered incident
to the principal property for purposes such as passage of title, conveyance or
inheritance; a thing that is necessarily connected with the use and enjoyment of
another thing. State Farm Fire & Cas Co v. Pfiffer, 399 So.2d 1250 (la.App. 1st Cir.
1981)
ascendant - ANSWER_One who precedes in lineage (parent, grandparent); an
ancestor.
assignment - ANSWER_The transfer of a claim, right, interest, or property from one
to another; the instrument by which this transfer is effected.
Assumption deed - ANSWER_An act of sale in which the buyer agrees to assume
payment of the seller's mortgage.
attest - ANSWER_to witness something
Authentic act - ANSWER_A writing executed before a notary public or other officer
authorized to perform that function, in the presence of two witnesses, and signed by
each party who executed it, by each witness, and by each notary public before whom
it was executed.
Base Line - ANSWER_East-West reference line
bequest - ANSWER_A disposition of property made by a testator.
Bill of Sale - ANSWER_Instrument translative of title of movable property.
Bond - ANSWER_A guarantee of indemnity by any person, usually an insurance
company; or giving security for another.
bond, personal surety - ANSWER_A surety bond provided by an individual,
personally, on behalf of a notary. The bond must be recorded in the mortgage
records in the parish in which the notary is seeking or holds a commission.
A notary who is bonded with a personal surety only needs to provide a new bond if
the surety dies, if the surety is no longer solvent of $10,000, or if the surety
withdraws his suretyship.
