Updated Texas Property and Casualty Exam
– 400 Questions & Certified Answers |
Already Graded A+ (Ultimate Guide for YR.
2026/2027)
Key Topics Covered in this Exam
➢ General Insurance Concepts: Risk, peril, hazard, indemnity,
insurable interest, underwriting, claims.
➢ Property Insurance: Types of property, covered perils, policy
conditions, valuations.
➢ Casualty Insurance: Liability, negligence, torts, defenses,
workers' compensation.
➢ Policy Structure: The four parts of a policy (Declarations,
Insuring Agreement, Conditions, Exclusions) and where to find
information.
➢ Texas Laws & Regulations: Specific state rules for property and
casualty agents.
NB Actual test Total Questions are 145-150 (with 130 scored).
This Practice Exam have over 350 Quizzes & Verified Answers for
Best Outcome & Success (multi choice Mcqs with 1 Best
Answers)
, Quiz_________________?
the _______ list the obligations of both parties, the insurer and
the insured -
Answer☑️
conditions
Quiz_________________?
the ______ list the perils that are not covered -
Answer☑️
exclusions
Quiz_________________?
If the Insurer and the Insured disagree that the liability policy does
or does not provide coverage, the claim will go to _____ -
Answer☑️
arbitration
Quiz_________________?
in _____ each party pays for one and a half persons involved -
Answer☑️
arbitration
Quiz_________________?
in arbitration there are _____ arbitrators -
Answer☑️
three
Quiz_________________?
,the cancellation provisions are found in the ________ section of
the policy -
Answer☑️
conditions
Quiz_________________?
the insured must promptly tell the insurer about a ______ -
Answer☑️
claim
Quiz_________________?
the other insurance clause is also known as the ____-____ _____
_______ -
Answer☑️
pro-rata liability clause
Quiz_________________?
_____-____ does not mean equal, it is proportionate -
Answer☑️
pro-rata
Quiz_________________?
the _____ _____ _____ act protects consumers against the
circulation of inaccurate or obsolete personal or financial
information. -
Answer☑️
fair credit reporting act
Quiz_________________?
, the ____-____-____ act requires that a customer be given out a
privacy notice at the time the customer relationship is initially
established and thereafter annually. -
Answer☑️
gramm-leach-bliley act
Quiz_________________?
the ____ ____ insurance act applies to commercial policies only -
Answer☑️
terrorism risk insurance act (TRIA)
Quiz_________________?
the main difference between the various _____ _____ forms is
the property perils insured against -
Answer☑️
dwelling policy (DP)
Quiz_________________?
DP policies do not cover personal liability, although it can be
added by adding an endorsement known as a _____ ______
______ for an additional premium charge -
Answer☑️
personal liability supplement
Quiz_________________?
DP policies contain general exclusions for damage due to war,
nuclear hazard, and flood but not _____ -
Answer☑️
wind
– 400 Questions & Certified Answers |
Already Graded A+ (Ultimate Guide for YR.
2026/2027)
Key Topics Covered in this Exam
➢ General Insurance Concepts: Risk, peril, hazard, indemnity,
insurable interest, underwriting, claims.
➢ Property Insurance: Types of property, covered perils, policy
conditions, valuations.
➢ Casualty Insurance: Liability, negligence, torts, defenses,
workers' compensation.
➢ Policy Structure: The four parts of a policy (Declarations,
Insuring Agreement, Conditions, Exclusions) and where to find
information.
➢ Texas Laws & Regulations: Specific state rules for property and
casualty agents.
NB Actual test Total Questions are 145-150 (with 130 scored).
This Practice Exam have over 350 Quizzes & Verified Answers for
Best Outcome & Success (multi choice Mcqs with 1 Best
Answers)
, Quiz_________________?
the _______ list the obligations of both parties, the insurer and
the insured -
Answer☑️
conditions
Quiz_________________?
the ______ list the perils that are not covered -
Answer☑️
exclusions
Quiz_________________?
If the Insurer and the Insured disagree that the liability policy does
or does not provide coverage, the claim will go to _____ -
Answer☑️
arbitration
Quiz_________________?
in _____ each party pays for one and a half persons involved -
Answer☑️
arbitration
Quiz_________________?
in arbitration there are _____ arbitrators -
Answer☑️
three
Quiz_________________?
,the cancellation provisions are found in the ________ section of
the policy -
Answer☑️
conditions
Quiz_________________?
the insured must promptly tell the insurer about a ______ -
Answer☑️
claim
Quiz_________________?
the other insurance clause is also known as the ____-____ _____
_______ -
Answer☑️
pro-rata liability clause
Quiz_________________?
_____-____ does not mean equal, it is proportionate -
Answer☑️
pro-rata
Quiz_________________?
the _____ _____ _____ act protects consumers against the
circulation of inaccurate or obsolete personal or financial
information. -
Answer☑️
fair credit reporting act
Quiz_________________?
, the ____-____-____ act requires that a customer be given out a
privacy notice at the time the customer relationship is initially
established and thereafter annually. -
Answer☑️
gramm-leach-bliley act
Quiz_________________?
the ____ ____ insurance act applies to commercial policies only -
Answer☑️
terrorism risk insurance act (TRIA)
Quiz_________________?
the main difference between the various _____ _____ forms is
the property perils insured against -
Answer☑️
dwelling policy (DP)
Quiz_________________?
DP policies do not cover personal liability, although it can be
added by adding an endorsement known as a _____ ______
______ for an additional premium charge -
Answer☑️
personal liability supplement
Quiz_________________?
DP policies contain general exclusions for damage due to war,
nuclear hazard, and flood but not _____ -
Answer☑️
wind
